The unrest in Hong Kong is having its toll on the city's economy. Official data released on Monday show Hong Kong's service industries suffered double-digit contractions in the third quarter. Unlike service industries, such as the hospitality industry where hotel prices can immediately reflect the magnitude of tourism, financial sector is more complicated, said Professor Benjamin Chiao of the Paris School of Business. Some financial plans and investments were made before the Hong Kong protests began, and it takes time to make changes, he said. However, the basic investment conditions are still unchanged, he added.