China has kept its market-based benchmark lending rates unchanged in October, the country's central bank announced on Thursday.

The one-year loan prime rate (LPR), which influences most new and outstanding loans in China, stayed at 3.65 percent. The over-five-year LPR, on which many lenders base their mortgage rates, stood at 4.3 percent.

This year, the one-year LPR was cut by 15 basis points, and the over-five-year LPR was lowered by 35 basis points.