Decision-makers in the financial world are gathering in Riyadh, Saudi Arabia for the second edition of the Financial Sector Conference (FSC 2023). The FSC returns at a time when central banks are witnessing a disparity between the volume of issued currency and effective transactional currency use. Yet, cash continues to have intrinsic characteristics deeply rooted in culture, and "digital divides" imply that not all consumers will be able to adopt digital payments. CGTN's Xu Xinchen sits down with the biggest minds in digital payment and looks into the future of digital payments.