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For Los Angeles residents affected by the recent wildfires and wondering how to rebuild their homes, the big question is the amount of insurance payout. While temporary housing may be provided, there are concerns that compensation from insurance companies may not be sufficient, as most will not pay for more than one year. This is particularly true in areas like Altadena, where people built their homes with hard-earned savings, and there are fears that what has been lost may not be easily regained.